Because a person aiming for a good credit card score should only have three to five credit cards, my readers often ask what the best rewards card is. After all, if you are going to carry credit cards, you might as well earn points!
But before you pick out a reward card, make sure it’s the [...]
Archive for May, 2010
Best Rewards Card – the Starwood American Express
Posted by Philip Tirone on May 26th, 2010
Posted in Credit Cards 
Tags: best rewards card, credit card score, Credit Cards, Philip Tirone 
3 Comments »Negotiating with Debt Settlers, and Other Ways to Lower Your Credit Card Debt and Increase Your Credit Card Score
Posted by Philip Tirone on May 19th, 2010
Negotiating with debt settlers can be painful. Just ask Steve.
Steve obviously has not taken the right steps to get his credit cards under control. Like many people, he might have buried his head in the sand, worried about how he will ever get those mounting credit card bills under control.
Guess what, Steve? They aren’t going [...]
Pre-Approved Card Credit Offers
Posted by Philip Tirone on May 11th, 2010
If you are like most people, you have received several pre-approved card credit offers in the mail advertising low interest rates, an amazing new credit limit, or other special benefits. You might be wondering how these pre-approved card credit offers will impact your credit card score and whether they are a good deal.
Keep in the [...]
Secured Credit Cards: Should You Avoid Them or Apply for Them?
Posted by Philip Tirone on May 7th, 2010
In a lot of ways, secured credit cards sound like a raw deal. Basically, secured credit cards—typically for people with poor credit and low credit card scores—require you to pay a deposit that is equal to or greater than the limit before the card will be activated. Then, you can use the account as you [...]
Posted in Credit Cards Tags: credit card score, Credit Cards, Philip Tirone, secured credit cards 2 Comments »
A “credit card score” is a letter grade that reflects whether your credit card habits are helping you build credit or causing you to have bad credit: An “A” credit card score is excellent; an “F” indicates that you likely have bad credit. The lower your credit card score, the more likely you have bad credit and need to make immediate changes to your credit card behavior.