Credit bureaus reward higher scores to people with at least three revolving credit cards. If you have fewer than three revolving credit cards, we recommend you applying for the appropriate number of credit cards needed to fit your needs.
To follow are the credit cards we recommend. Please consider three things before applying:
1) Apply for [...]
Archive for August, 2010
Credit Cards for People with Good Credit
Posted by michelle on August 30th, 2010
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Credit Cards for People with Bad Credit
Posted by michelle on August 30th, 2010
If you are needing to rebuild your credit score, to follow are the THREE Secured Credit Cards we recommend you applying for. When used responsibly, these credit cards will help improve your credit score.
We recommend you apply for each of the following Secured Credit Cards in this order. Please consider three things before applying:
1) [...]
Part III: Judgments on Your Credit Report
Posted by Philip Tirone on August 23rd, 2010
In Part II: Judgments on Your Credit Report, we talked about how to avoid judgments on your credit report if you have been late making payments. But if you already have judgments on your credit report, the best thing you can do is pay them off as soon as possible.
In most cases it, even if [...]
Tags: Part II: Judgments on Your Credit Report
Posted by Philip Tirone on August 17th, 2010
In Part I: Judgments on Your Credit Report we looked at the ABCs of judgments. This week, let’s talk about how to avoid judgments so that your credit score doesn’t suffer unnecessarily.
Obviously, the best way to avoid judgments on your credit report is to pay your bills on time. But once you have been sued, [...]
Part I: Judgments on Your Credit Report
Posted by Philip Tirone on August 11th, 2010
If you have judgments on your credit report, you might be wondering how to remove them, if you can remove them, and how they will affect your credit card score.
In this three-part blog, I am going to discuss:
The facts about judgments (Part I: Judgments on Your Credit Report)
How to avoid judgments (Part II: Judgments on [...]
Part II: What does a credit score consist of?
Posted by Philip Tirone on August 5th, 2010
In last week’s post—Part I: What does a credit score consist of?—we took a look at the criteria not considered in a credit score; this week, I’ll answer the question—What does a credit score consist of?
Generally speaking, a person’s credit score consists of five things:
Payment history
Outstanding debt
The length of time you [...]
A “credit card score” is a letter grade that reflects whether your credit card habits are helping you build credit or causing you to have bad credit: An “A” credit card score is excellent; an “F” indicates that you likely have bad credit. The lower your credit card score, the more likely you have bad credit and need to make immediate changes to your credit card behavior.