Credit bureaus reward higher scores to people with at least three revolving credit cards. If you have fewer than three revolving credit cards, we recommend you applying for the appropriate number of credit cards needed to fit your needs.
To follow are the credit cards we recommend. Please consider three things before applying:
1) Apply for [...]
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Credit Cards for People with Good Credit
Credit Cards for People with Bad Credit
If you are needing to rebuild your credit score, to follow are the THREE Secured Credit Cards we recommend you applying for. When used responsibly, these credit cards will help improve your credit score.
We recommend you apply for each of the following Secured Credit Cards in this order. Please consider three things before applying:
1) [...]
Credit Cards and Credit Scores
Many people wonder about the relationship between credit cards and credit scores. While credit cards can be great tools in enabling you to purchase goods and services without having the cash on hand, they can also present an almost irresistible temptation to spend money you don’t have and mess up your credit score. What you [...]
Living Debt Free
… With Credit Cards
Although most people live with credit as a daily part of their lives, many others persist in living debt free, using cash to conduct all transactions and never purchasing anything on credit. If you have ever suffered a financial crisis, you might be inclined to join the ranks of these people, wiping [...]

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A “credit card score” is a letter grade that reflects whether your credit card habits are helping you build credit or causing you to have bad credit: An “A” credit card score is excellent; an “F” indicates that you likely have bad credit. The lower your credit card score, the more likely you have bad credit and need to make immediate changes to your credit card behavior.