About Philip Tirone
Philip Tirone
Email Philip Tirone at PhilipTirone@PhilipTirone.com
When Philip Tirone, then a mortgage broker, was turned down for overdraft protection at his local bank because of his low credit score, he was mortified. How could a mortgage broker help his clients secure the best loans if he couldn’t even qualify for $100 in overdraft protection? At that moment, Philip Tirone set out to learn as much about credit scores as he could. By studying tens of thousands of credit reports and identifying patterns, he wrote 7 Steps to a 720 Credit Score, which exposes the mysterious world of the credit scoring system and helps people learn how to manage debt.
Throughout his studies, Philip Tirone became a guru in credit scoring, uncovering shocking secrets about:
- How a person’s use of credit cards affects his or her credit score (which he calls the “credit card score”).
- The facts about how bankruptcy, foreclosure, repossession, and other negative credit information influence a person’s ability to secure a loan.
- How banks “legally rob” people of their hard-earned money by intentionally hiding the rules of credit-scoring.
Philip Tirone is committed to helping every American increase his or her credit score and qualify to qualify for lower interest rates. He has lobbied President Obama to help join him in his educational outreach program that teaches Americans to save $300 a month in interest payments. As well, he has created a teleseminar that helps people learn what a good credit score is and how to build this credit score.
Philip Tirone and his programs have received national acclaim, most recently being featured in Dan Sullivan’s book, Industry Transformers, as well as the 2004 New York Times bestseller Secrets of the Young & Successful. As well, Philip Tirone and his credit-building programs have appeared in the Wall Street Journal, Newsday, Los Angeles Times, New York Times, and San Francisco Chronicle, to name a few.
Philip Tirone is committed to helping people recover from financial meltdowns. If you have a question about how he can help you, email him directly at PhilipTirone@PhilipTirone.com
A “credit card score” is a letter grade that reflects whether your credit card habits are helping you build credit or causing you to have bad credit: An “A” credit card score is excellent; an “F” indicates that you likely have bad credit. The lower your credit card score, the more likely you have bad credit and need to make immediate changes to your credit card behavior.